Sources & method
Methodology
Where this data comes from, when it updates, and what we deliberately do not do.
01
Data sources
23.09.2026 06:00 MYTBNM Financial Consumer Alert (FCA)
Entities/schemes not authorised by Bank Negara Malaysia. Taken from BNM's official website, checked daily at 06:00 MYT.
SC Investor Alert List (IAL)
Unlicensed entities / clone entities from the Securities Commission Malaysia. Checked daily at 06:00 MYT.
PDRM SemakMule
Checked live against SemakMule each time you search; we don't copy or store its database, or the numbers you check. Mule account data belongs to and is controlled entirely by PDRM.
02
Editorial principles
- Facts only: we mirror the official lists without embellishment. “Listed on BNM's FCA since [date]” — never our own label.
- Every entity page links to the official list entry as the source of truth.
- Entities removed from an official list are updated here within 24 hours, with the removal date noted.
- Absence from search results is NEVER presented as an assurance of safety.
03
Frequently asked questions
- Is SemakScam an official government site?
- No. SemakScam is an independent public-information service that mirrors the official warning lists. It is NOT affiliated with Bank Negara Malaysia, the Securities Commission, PDRM or MCMC.
- Where does the data come from?
- From two official Malaysian lists — Bank Negara Malaysia's Financial Consumer Alert (BNM FCA) and the Securities Commission's Investor Alert List (SC IAL). Bank-account and phone checks are made live against PDRM SemakMule; we do not store its database.
- A company isn't on the list — is it safe?
- Not necessarily. Absence of a name is not a guarantee of safety — it may simply not have been reported or listed yet. Always verify a licence with the official regulators before investing.
- How often is it updated?
- Every day, around 06:00 Malaysian time. Entities removed from the official lists are also reflected here within 24 hours.
- How do I check a bank account or phone number?
- Use the “Check Account / Phone” section on the home page. It checks the number directly against the PDRM SemakMule mule-account database and shows the number of police reports.
- What does “listed” mean?
- The entity appears on BNM's or the SC's official warning list — entities not licensed or approved for those financial or investment activities, including clone entities that copy licensed firms' names. A listing is not a court finding.
- I've already paid — what should I do?
- Call 997 (NSRC, 24 hours) immediately — the call counts as a police report. Then contact your bank to freeze the transaction and keep all evidence. The full guide is on the Report page.
- How are entities removed from the lists?
- Only BNM or the SC can remove an entity from their lists. When that happens, the entity's page here is marked “Removed” within 24 hours, with the date.
- Why do SC dates only show a year?
- The SC Investor Alert List publishes only the year an entity was listed, not the full date. We show it exactly as published.
- Is it free?
- Yes, completely free — no email or sign-up required.
04
Corrections
If you represent a listed entity and the information here does not match the official list, contact betul@semakscam.com or use the form below — we will review within 24 hours.