How do I know if a bank account belongs to a scammer?

Check the account number in PDRM SemakMule. If there are police reports, do not proceed. If there are none, stay cautious and verify the recipient through official channels, because a new account may simply not have been reported yet.

The account is not in SemakMule. Is it safe?

Not necessarily. SemakMule only lists accounts that have already been reported to the police. Scammers often use new or rented mule accounts that have not been reported, so a clean result is not a guarantee of safety.

Can I report a scammer's bank account?

Yes. Make a police report at a police station, or call 997 if you have already transferred money. Once a report is investigated, the account can be added to the SemakMule database, which helps protect other people.

Is SemakScam an official government website?

No. SemakScam is an independent site that makes public information easier to check. Bank account and phone results come directly from PDRM SemakMule. We are not affiliated with PDRM, BNM, SC or MCMC.

Guide

How to check if a bank account belongs to a scammer

To check whether a bank account belongs to a scammer, enter the account number in PDRM SemakMule (semakmule.rmp.gov.my) or the checker on our home page. If the account has police reports against it, do not transfer money. If there is no record, that does not make it safe, because new accounts may not have been reported yet. Verify the recipient another way too.

Check a bank account / phone →

Already transferred money? Call 997 (NSRC) now — 24 hours. How to report a scam →

What SemakMule shows

SemakMule is a Royal Malaysia Police (PDRM) database of bank account numbers, phone numbers and company names that have been linked to police reports about fraud.

A result only tells you whether police reports exist for that account. It is not confirmation that the recipient is honest.

Steps to check a bank account

Copy the full account number without dashes or spaces.
Choose the bank account category and enter the number in the checker.
If there is a report on record, stop the transaction and stop negotiating with that party.
If there is no record, still check the account holder's name: a personal name for a business deal is a warning sign.
Keep screenshots of the conversation and the account details as evidence.

Warning signs even when the account looks clean

You are pushed to transfer immediately before an offer expires.
The account name does not match the company or seller.
You are asked to pay into a different account each time.
The price is too low or the promised return too high.

If you have already transferred money

Call 997 (National Scam Response Centre, NSRC) as soon as possible. The line runs 24 hours and a call to 997 is recognised as an official police report. The faster you act, the better the chance funds can be frozen, but recovery is not guaranteed.

Tell your bank immediately as well.

Frequently asked questions

How do I know if a bank account belongs to a scammer?: Check the account number in PDRM SemakMule. If there are police reports, do not proceed. If there are none, stay cautious and verify the recipient through official channels, because a new account may simply not have been reported yet.
The account is not in SemakMule. Is it safe?: Not necessarily. SemakMule only lists accounts that have already been reported to the police. Scammers often use new or rented mule accounts that have not been reported, so a clean result is not a guarantee of safety.
Can I report a scammer's bank account?: Yes. Make a police report at a police station, or call 997 if you have already transferred money. Once a report is investigated, the account can be added to the SemakMule database, which helps protect other people.
Is SemakScam an official government website?: No. SemakScam is an independent site that makes public information easier to check. Bank account and phone results come directly from PDRM SemakMule. We are not affiliated with PDRM, BNM, SC or MCMC.

Short guides to the scam tactics common in Malaysia, how to check bank accounts, phone numbers and licences, and what to do right away if you have been hit.